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SBI Student Loan / Scholar Loan
State Bank of India
Important Notice
SBI Student Loan (official, w.e.f. 09.06.2026): bina collateral Rs 7.50 lakh tak 9.90%; collateral ke saath Rs 7.50 lakh se upar 9.40%. Ladki students ko 0.50% ki chhoot. SBI Scholar Loan (select institutions ke liye) 6.90% - 7.65%. SBI PM-Vidyalaxmi: Utkarsh 6.90%, Uttam 7.20%, Uday 8.40%. Skill Loan 9.40%. KHAAS CHHOOT: premier institutes (saare IIM, BITS Pilani, IIFT, ISB, XIM Bhubaneswar, XLRI) ke liye 6.75% — 30 September 2026 tak; saare IIT ke liye 31 December 2026 tak. Rate FLOATING hai, External Benchmark Rate (EBR) se juda — abhi EBR 7.90% (repo 5.25% + spread 2.65%). Source: sbi.bank.in official Education Loan interest rate page (rates w.e.f. 09.06.2026). Verified 19 September 2026.
Yeh education loan hai, scholarship nahi. Paisa wapas karna padta hai.
📊 Interest Rate Information
Yeh rate 19 September 2026 ko update ki gayi thi. Education loan rates floating hoti hain aur bank discretion par change ho sakti hain.
✅ Apply karne se pehle official website par current rate zaroor check karein.
About This Scholarship
India ka sabse trusted bank. IIT/IIM ke liye Scholar Loan — sirf 6.9% interest. Girls ko 0.5% extra discount. Section 80E tax benefit.
About State Bank of India
State Bank of India — India ka largest government bank. 22,000+ branches. Education loans ke liye sabse trusted aur sabse saste interest rates. Scholar Loan specifically top institutes ke liye hai.
Scholarship Amount
Up to Rs 20 Lakh (no collateral)
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Current rates aur exact terms ke liye
Last verified: 19 Sept 2026
Official source: sbi.co.in
Yeh information official source se verify ki gayi hai. Deadline aur eligibility badal sakti hai — apply karne se pehle official website par confirm karein.