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PM Vidya Lakshmi Interest Subsidy (CSIS)

Ministry of Education, Govt of India

Full interest subsidy (EWS families)
No deadline
UG, PG

Important Notice

YEH LOAN NAHI HAI — yeh interest SUBSIDY scheme hai. Loan aapko bank se milta hai; iske tahat sirf moratorium period ka byaaj sarkar bharti hai, agar aap patra hain. Isliye yahan koi apna interest rate nahi hota — jo rate lagega woh aapke bank ka hoga. Patrata, loan limit aur income seema ke liye official scheme guidelines dekhein.

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Details 3 mahine se update nahi hui — apply karne se pehle official website par verify karein.

Yeh education loan hai, scholarship nahi. Paisa wapas karna padta hai.

📊 Interest Rate Information

Yeh rate 21 July 2026 ko update ki gayi thi. Education loan rates floating hoti hain aur bank discretion par change ho sakti hain.

✅ Apply karne se pehle official website par current rate zaroor check karein.

About This Scholarship

Family income below Rs 4.5 lakh? Poora interest Govt bharta hai course ke dauran! EWS students ke liye best scheme.

About Ministry of Education, Govt of India

Central Sector Interest Subsidy Scheme (CSIS) — Ministry of Education. EWS students ka poora interest Govt bharta hai course ke dauran. Existing beneficiaries ko continue milega.

Scholarship Amount

Full interest subsidy (EWS families)

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Register karo (free, 2 min)

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Apply karne par official portal mein redirect honge. 100% free.

Current rates aur exact terms ke liye

Official source: vidyalakshmi.co.in

Yeh information official source se verify ki gayi hai. Deadline aur eligibility badal sakti hai — apply karne se pehle official website par confirm karein.